Special Savings Accounts

Save for those truly significant occasions and big dreams,  from family vacations to extra-memorable holidays. 

Special occasions deserve a special account.

Click. Look at the photo of your kid grinning at the new toy Santa brought. Click. Look at your family frolicking on a tropical beach, far from Michigan's chill. With a Special Savings account at Arbor Financial, you make deposits over the course of the year and then access the money when it's time to pay for holiday extras, vacations or whatever dream you have. Think of it as putting a down payment on great memories.

Here's what's so special about a Special Savings account:

  • No minimum deposit to open
  • No minimum balance required
  • Earn interest over the course of the year
  • Customize the name of your account for added savings incentive
  • Easily add additional accounts by clicking the "add an account" link
  • Free access to Online Banking and Mobile Banking

Need more incentive to open a Special Savings account?

Directly deposit your payroll check into your special savings account. Plus, if you open a checking account with us, you’ll enjoy free access to more than 30,000 ATMs across the nation. And, you’ll receive fee free access to Web Bill Pay and more. It's easy to open your checking account online or switch your account to become an Arbor Financial member. Become a member today online or at any of our Southwest Michigan locations.

Couple traveling

* Direct deposits and other Automated Clearing House (ACH) credits may post to your account up to five days early with the Early Pay service. The Early Pay service is dependent upon when the deposits are originated from the sender and received by the Credit Union, and we cannot guarantee deposits will post prior to their anticipated settlement date. The Credit Union is not responsible for delays in posting due to unforeseen circumstances. The Credit Union, in its sole discretion, may determine whether certain deposit payments, deposit types, or member accounts are excluded from the service. The terms and conditions for Early Pay are subject to change, at any time, without advance notice. Not applicable to business, loan, or mortgage accounts.